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Germany Interchange Fees 2025

Germany's payment market is heavily regulated with specific interchange fee caps for different card types.

Updated January 2025 • EU Compliant
Visa Interchange Fees
Current rates for Germany
Consumer Credit0.3%
Consumer Debit0.2%
Commercial Cards0.4%
Mastercard Interchange Fees
Current rates for Germany
Consumer Credit0.3%
Consumer Debit0.2%
Commercial Cards0.4%
Market Overview

Germany follows EU interchange fee regulations with specific local market characteristics that may affect payment processing costs.

Fee Trends

Interchange fees in Germany have remained stable following EU regulatory caps, with minor adjustments for commercial card categories.

Compliance

All rates comply with current EU regulations including PSD2 requirements and the Interchange Fee Regulation.

Get Complete EU Interchange Fee Data

This is just a sample of the data available in our comprehensive EU Interchange Fee Report. Get complete data for all 30 EU countries including detailed breakdowns, regulatory analysis, and more.