InterchangeFeesEU.com
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EU Countries Interchange Fee Data

Browse interchange fee data for all EU countries. Get current Visa and Mastercard rates for credit, debit, and commercial cards across Europe.

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France
FR

France has one of the largest payment markets in the EU with comprehensive interchange fee regulations.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Germany
DE

Germany's payment market is heavily regulated with specific interchange fee caps for different card types.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Spain
ES

Spain follows EU interchange fee regulations with some country-specific variations for commercial cards.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Italy
IT

Italy's payment processing market includes both traditional and digital payment methods with regulated interchange fees.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Netherlands
NL

The Netherlands has a highly digitalized payment market with competitive interchange fee structures.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Belgium
BE

Belgium's payment market is well-regulated with clear interchange fee guidelines for all card types.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Poland
PL

Poland's growing payment market follows EU regulations with some local adaptations for commercial transactions.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Sweden
SE

Sweden is a leader in digital payments with innovative interchange fee structures and high card usage.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Austria
AT

Austria's payment market is well-established with clear regulatory frameworks for interchange fees.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Ireland
IE

Ireland's payment market benefits from EU regulations while maintaining some local payment preferences.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Portugal
PT

Portugal's payment market follows EU regulations with growing digital adoption and fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Greece
GR

Greece's payment market is evolving with EU regulations and growing digital payment adoption.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Romania
RO

Romania's payment market is growing rapidly with EU regulations and strong fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
๐Ÿ‡จ๐Ÿ‡ฟ
Czech Republic
CZ

Czech Republic's payment market follows EU regulations with growing digital adoption and fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Hungary
HU

Hungary's payment market is evolving with EU regulations and growing digital payment adoption.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Bulgaria
BG

Bulgaria's payment market is growing with EU regulations and increasing digital payment adoption.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Croatia
HR

Croatia's payment market follows EU regulations with growing digital adoption and fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
๐Ÿ‡จ๐Ÿ‡พ
Cyprus
CY

Cyprus's payment market follows EU regulations with growing digital adoption and fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Estonia
EE

Estonia's payment market is highly digitalized with EU regulations and strong fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Finland
FI

Finland's payment market is highly digitalized with EU regulations and strong fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
๐Ÿ‡ฑ๐Ÿ‡ป
Latvia
LV

Latvia's payment market follows EU regulations with growing digital adoption and fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Lithuania
LT

Lithuania's payment market follows EU regulations with growing digital adoption and fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Luxembourg
LU

Luxembourg's payment market follows EU regulations with growing digital adoption and fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
๐Ÿ‡ฒ๐Ÿ‡น
Malta
MT

Malta's payment market follows EU regulations with growing digital adoption and fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
๐Ÿ‡ธ๐Ÿ‡ฐ
Slovakia
SK

Slovakia's payment market follows EU regulations with growing digital adoption and fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025
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Slovenia
SI

Slovenia's payment market follows EU regulations with growing digital adoption and fintech innovation.

Visa Credit:0.3%
Mastercard Credit:0.3%
Updated January 2025

Get Complete EU Interchange Fee Report

This page shows sample data for 10 major EU countries. Our complete report includes detailed interchange fee data for all 30 EU countries with comprehensive breakdowns, regulatory analysis, and cost optimization insights.

All 30 EU Countries

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