Greece's payment market is characterized by traditional banking with growing digital adoption. Major acquirers include DIAS, Worldline, and local banks. Strong growth in digital payments and e-commerce.
Growing contactless adoption (65% of card transactions), increasing mobile payment usage, and rapid e-commerce growth. Traditional payment methods still popular, especially in smaller businesses.
Greek merchants can optimize through strategic payment routing, leveraging local payment schemes, implementing SEPA Direct Debit for recurring payments, and negotiating better rates with acquirers.
Full EU compliance with Greek banking regulations and growing digital transformation
The Greek payment ecosystem is dominated by DIAS (major local acquirer), alongside international players and traditional banks. Contactless payments represent 65% of card transactions, with strong growth in mobile payments and e-commerce.
Greece's payment infrastructure includes major international networks, local schemes, and traditional banking solutions. SEPA Instant payments are gaining traction, while traditional card payments remain dominant.
Greece maintains full compliance with EU regulations while promoting digital transformation. PSD2 implementation has been comprehensive, with strong focus on open banking and digital payment development.
Greek merchants can optimize costs through strategic payment routing, leveraging local payment schemes, implementing SEPA Direct Debit for recurring payments, and negotiating volume-based rates with acquirers.
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