Hungary's payment market is characterized by traditional banking with growing digital adoption. Major acquirers include OTP Bank, Worldline, and local banks. Strong growth in digital payments and e-commerce.
Growing contactless adoption (72% of card transactions), increasing mobile payment usage, and steady e-commerce growth. Traditional payment methods still popular, especially in smaller businesses.
Hungarian merchants can optimize through strategic payment routing, leveraging local payment schemes, implementing SEPA Direct Debit for recurring payments, and negotiating better rates with acquirers.
Full EU compliance with Hungarian banking regulations and growing fintech ecosystem
The Hungarian payment ecosystem is dominated by OTP Bank and Worldline, alongside traditional banks. Contactless payments represent 72% of card transactions, with steady growth in mobile payments and e-commerce.
Hungary's payment infrastructure includes major international networks, local schemes, and traditional banking solutions. SEPA Instant payments are gaining traction, while traditional card payments remain dominant.
Hungary maintains full compliance with EU regulations while promoting digital transformation. PSD2 implementation has been comprehensive, with strong focus on open banking and digital payment development.
Hungarian merchants can optimize costs through strategic payment routing, leveraging local payment schemes, implementing SEPA Direct Debit for recurring payments, and negotiating volume-based rates with acquirers.
This page shows sample data for Hungary. Our complete report includes detailed interchange fee data for all 30 EU countries with comprehensive breakdowns, regulatory analysis, and cost optimization insights.
Complete coverage including recent EU additions
Credit, debit, commercial, and prepaid card rates
Searchable PDF format for easy reference
✓ Instant PDF download ✓ Current 2025 rates ✓ 30-day money-back guarantee